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Home » Reports Store » Research Reports » Credit Card Profitability » Credit Cards & Consumer Finance: Africa

Credit Cards & Consumer Finance: Africa

Countries covered: Algeria, Egypt, Ghana, Kenya, Morocco, Nigeria, South Africa and Tunisia

Author: Lafferty Research

Publishing date: November 2013

Financial systems are extending in many African countries, with more services — especially credit — being provided to households. New players and new products — often enabled by new technologies — have broadened access to financial services, especially savings and payment products.

Innovative approaches to reaching the unbanked parts of the population dominate — such as the mobile phone-based M-Pesa in Kenya and basic transaction accounts, such as Mzansi accounts in South Africa.

Lafferty's new Credit Cards and Consumer Finance in Africa report provides a comprehensive overview of the consumer finance markets across eight countries and includes historic, current and forecast data on personal disposable income and its relation to mortgage, non-mortgage and total consumer credit outstandings in the market, offering a better understanding of indebtedness and the potential for further lending expansion.

We also provide commentary on trends, market structure, key growth areas, competitive lines of credit and credit cards. In addition, further data on consumer credit outstandings — broken down by areas such as mortgages, credit card lending, vehicle finance and personal loans — helps you to understand the current consumer finance landscape in any given country or region and gives you the information you need to see where the market is heading.


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