Lafferty's Best in Class series of reports provides you with everything you want to find out, fast, about the cards business. Why is Profit Per Card higher in Country X than in Country Y? Which markets are the best on receivables? Some banks are finding remarkable profits, some not: how is that? Best in Class: The Global Credit Cards Index and Best in Class: The Global Debit Cards Index have the answers.
Best in Class leverages Lafferty Global Research's incredible benchmarking powers, telling you where banks have learned to make money out of credit cards. Learn the lessons revealed by Lafferty's careful study different markets. Learn best practice in other countries to better your own performance.
The reports use Lafferty Global Research's unparalleled data on 72 global cards markets to reveal the characteristics of 'best in class' markets. Markets are ranked according to a suite of more than 50 unique metrics on a global and regional level.
Global Credit Cards Index
Credit cards are one of the most profitable product lines in retail banking, having survived the impact of the global financial crisis. Just as credit cardholders are designated as 'revolvers' or 'transactors' depending on their repayment habits, credit card markets can be identified by their specific characteristics. Markets with higher rollover rates will generate greater interest revenue for issuers but may have higher rates of credit losses. In markets with low rollover rates but higher merchant service charges, revenue is driven by transaction volume. The Global Credit Cards Index reveals the dynamics that drive credit card revenue in individual credit card markets.
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