Digital Payments Germany: Understanding the challenges, opportunities and key players in Germany's digital payments market.
Adoption of digital payments remains comparatively slow in Germany, with more than half of payment values still being in cash. At the same time, Germans have adopted domestic e-commerce solutions such as direct debit and invoice in a way not seen in comparable European markets, while mobile payments have been slow to arrive.
Digital Payments Germany — the second report in Lafferty's Digital Payments Research Service series — shines a light on culture and regulation, digital readiness, and market players and landscape, to help payments professionals to understand Germany's unique payments market.
Regulations and payments infrastructure: including an overview of the key regulatory bodies and their responsibilities, potential solutions and disruptions arising from PSD2; plus an explanation of the Retail Payments System, SEPA Instant Credit Transfer, and TARGET Instant Payment Settlement (TIPS).
Payments landscape, including:
Digital Payments Germany is essential reading for senior decision-makers in retail banks, payments providers and fin-techs seeking to understand Germany's digital payments industry.
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