laffertyreports.com("the website") is owned by Lafferty Limited ("Lafferty Ltd"; "we"; "us"; "our") which is for the purposes of the United Kingdom Data Protection Act 1998 ('the Act') the Data Controller and is situated at One Lyric Square, London W6 ONB, England. The Act gives United Kingdom users the right to access information that is held about them. Any access request may be subject to a fee of up to £15.00 sterling to meet Lafferty Ltd's administration costs in providing details of the information that Lafferty Ltd holds about the requesting user.
Lafferty Ltd operates the website located at the URL www.laffertyreports.com which is an online resource for critical market intelligence on retail banking, cards and payments and merchant services, hereinafter referred to as the "Lafferty Ltd Services". This policy applies to a "Visitor" (which means a person who browses the website, but is not a member) or a "Member" (which means a person who has been accepted by Lafferty Ltd as a subscriber to the website). The term "User" refers to a Visitor or a Member.
As part of the registration process for the website, prospective members will complete an enquiry form which requests personal information, including such things as:
Other Information Submitted by Members to Lafferty Ltd
Lafferty Ltd collects Member-submitted account information such as name and e-mail address, to identify Members and send notifications related to the use of and promotion of the website and other Lafferty Ltd Services. During the verification process additional information is required but this information is not recorded by Lafferty Ltd. Only the outcome of the verification process will be stored.
Information Not Directly Submitted by Users to Lafferty Ltd
Lafferty Ltd also collects some information from Users that is not personally identifiable, such as your IP address. This information is gathered from all Users.
Information that Members do not submit to us
Lafferty Ltd logs non-personally-identifiable information including IP address, profile information and aggregate user data from Users. This data is used for security purposes to manage all Lafferty websites, track usage and improve Lafferty Ltd services.
Sharing of the Information this website Gathers and/or Tracks
Unless you have given your express permission or you are expressly informed otherwise, we do not sell, rent, share, trade or give away any of your personal information, unless required by law or for the protection of your membership. However, Lafferty Ltd may share profile information and aggregate usage information in a non-personally identifiable manner with third parties in order to present to Members and other Users of Lafferty Ltd Services more targeted products and services. In such situations Lafferty Ltd will never disclose information that would personally identify you. For our service to be of most benefit to you we may be asked to share confirm or disclose data items such as your location by another Member or a Partner Site (as defined in our Terms and Conditions) jointly referred to as Lafferty Ltd Users. All such data will be communicated always subject to our agreements with Lafferty Ltd Users.
Cookies and tracking software
We use "cookies" and other types of tracking software in order to personalise your visit to our websites and enhance your experience by gaining a better understanding of your particular interests and customising our pages for you. A cookie is a message given to a web browser by a web server and which is then stored by the browser in a text file. Each time the browser requests a page from the server this message is sent back which enables the user's computer to be identified.
We may use the information provided by cookies to analyse trends, administer the websites, or for research and marketing purposes to help us better serve you. No information which personally identifies you will be collected through the cookies. If you like, you can set your browser to notify you before you receive a cookie so you have the chance to accept it and you can also set your browser to turn off all cookies. The website www.allaboutcookies.org (run by the Interactive Marketing Bureau) contains step-by-step guidance on how cookies can be switched off by users.
Third Party Advertising
The account of every Member is protected by a member-created password and other security questions. While we cannot guarantee the security of Member account information, Lafferty Ltd takes reasonable precautions to protect the information of its Members, as well as information collected from other Users. We use industry standard or better measures to protect all information that is stored on our servers and within our database. We limit the access to this information to those employees who need access to perform their job function such as our customer service personnel and technical staff. If you have any questions about the security of the websites, please contact us at email@example.com
Sharing and Disclosure of Information Lafferty Ltd Collects
Contacting Lafferty Ltd
If you have any questions about the security of the websites, please contact us at firstname.lastname@example.org
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